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Laredo, TX

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US location · verified

Neighborhood intelligence

Your Laredo relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Laredo.

Median rent

$1,030/mo

ACS 2024 5-year

Median household income

$63,915

ACS 2024 5-year

Median home value

$193,500

ACS 2024 5-year

Safety score

63/100

FBI CDE

Weather

81°F (H 89° / L 74°)

Open-Meteo

Buying in Laredo? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

63/100

FBI CDE

Typical urban safety profile — 10% below average FBI data, 2023–2024

Good

Noise Level

48 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 81°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 81 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Laredo TX

Laredo is one of the more affordable options in its region at $1,030/month typical rent. Safety scores 63/100.

Laredo has about 257,619 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Laredo TX Safe?

Laredo TX scores 63/100 on safety (below average). Crime is about 10% below the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.

Detail: overall crime index 90 (100 = avg); violent crime index 106; property crime index 74. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Laredo TX

School quality varies by neighborhood in Laredo. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Laredo TX

Typical rent in Laredo is about $1,030/month (affordable). At $1,030/month for a typical unit, you need about $37,080+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $193,500.

Median household income is $63,915, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($63,915) clears the $37,080 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Laredo TX

Average temperature is about 81°F (highs near 89°F, lows near 74°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Who Should Move to Laredo TX?

Who tends to thrive in Laredo: (1) Renters who want $1,030/month housing without coastal prices (comfort income is about $37,080) (2) Households earning $37,080+ who can clear the 3× rent rule at $1,030/month (3) Movers with a locked job offer in Laredo who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 63/100) (2) Households expecting top marks on rent and safety at once (Laredo does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $37,080 household income for $1,030/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Laredo holds up well on the core metrics we publish. Safety at 63/100 makes it a reasonable choice for households who can manage $1,030/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Laredo when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Laredo.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$1,376

Mortgage + tax + insurance + HOA

Annual property tax

$2,806

Annual est. $5,580

Est. monthly utilities

$434

Climate-adjusted electric, gas & water

Median home price

$193,500

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$174k
2022
$179k
2023
$183k
2024
$188k
2025
$194k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$346/mo vs buying
$1,030ACS 2024 5-year
Rent
$1,376
Buy

Mortgage

$978

Property tax

$234

Insurance

$69

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$2,568/yr

2024

1.37%

$2,645/yr

2025

1.41%

$2,724/yr

2026

1.45%

$2,806/yr

Buying in Laredo? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

102 (100 = avg)

moderate exposure

Est. annual homeowners insurance

$829/yr

moderate exposure
Wind hazard index81 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 81°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $829.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Laredo to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo