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Billings, MT

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US location · verified

Neighborhood intelligence

Your Billings relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Billings.

Median rent

$1,138/mo

ACS 2024 5-year

HUD 2-bedroom FMR $1,432/mo

Median household income

$73,712

ACS 2024 5-year

Median home value

$343,400

ACS 2024 5-year

Safety score

40/100

FBI CDE

Weather

58°F (H 70° / L 47°)

Open-Meteo

Buying in Billings? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

40/100

FBI CDE

Worth extra due diligence — 95% above average FBI data, 2023–2024

Average

Noise Level

39 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 58°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 73 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Billings MT

Billings is one of the more affordable options in its region at $1,138/month typical rent. Safety scores 40/100.

Billings has about 119,434 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Billings MT Safe?

Billings MT scores 40/100 on safety (well below average). Crime is about 95% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 195 (100 = avg); violent crime index 217; property crime index 173. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Billings MT

School quality varies by neighborhood in Billings. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Billings MT

Typical rent in Billings is about $1,138/month (affordable). At $1,138/month for a typical unit, you need about $40,968+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $343,400.

Median household income is $73,712, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($73,712) clears the $40,968 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Billings MT

Average temperature is about 58°F (highs near 70°F, lows near 47°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Billings MT?

Who tends to thrive in Billings: (1) Renters who want $1,138/month housing without coastal prices (comfort income is about $40,968) (2) Households earning $40,968+ who can clear the 3× rent rule at $1,138/month (3) Movers with a locked job offer in Billings who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 40/100) (2) Households expecting top marks on rent and safety at once (Billings does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $40,968 household income for $1,138/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Billings scores 40/100 on safety with $1,138/month typical rent. Run the numbers against your income before committing.

Next steps

Tools for your move

Quotes and listings for Billings when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Billings.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$2,369

Mortgage + tax + insurance + HOA

Annual property tax

$4,979

Annual est. $5,580

Est. monthly utilities

$538

Climate-adjusted electric, gas & water

Median home price

$343,400

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$309k
2022
$317k
2023
$326k
2024
$334k
2025
$343k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$1,231/mo vs buying
$1,138ACS 2024 5-year
Rent
$2,369
Buy

Mortgage

$1,736

Property tax

$415

Insurance

$123

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$4,556/yr

2024

1.37%

$4,693/yr

2025

1.41%

$4,834/yr

2026

1.45%

$4,979/yr

Buying in Billings? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$1,472/yr

moderate exposure
Wind hazard index73 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 58°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,472.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Billings to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo