Safety & Crime Index
40/100
FBI CDE
Worth extra due diligence — 94% above average FBI data, 2023–2024
Average
Report status
US location · verified
Neighborhood intelligence
Safety, noise, air quality, true cost, hazard, and commute intelligence for Rapid City.
Median rent
$1,109/mo
ACS 2024 5-year
Median household income
$70,870
ACS 2024 5-year
Median home value
$299,400
ACS 2024 5-year
Safety score
40/100
FBI CDE
Weather
60°F (H 71° / L 49°)
Open-Meteo
Buying in Rapid City? Check current mortgage rates early — before you fall in love with a ZIP.
40/100
FBI CDE
Worth extra due diligence — 94% above average FBI data, 2023–2024
Average
40 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 60°F
Quiet — Low environmental index
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 79 (100 = avg)
Good / Low Pollen
Neighborhood guide
Rapid City is one of the more affordable options in its region at $1,109/month typical rent. Safety scores 40/100.
Rapid City has about 77,946 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.
Rapid City SD scores 40/100 on safety (well below average). Crime is about 94% above the national average. Research block-level crime data and visit after dark before you commit.
Detail: overall crime index 194 (100 = avg); violent crime index 192; property crime index 196. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
School quality varies by neighborhood in Rapid City. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.
Typical rent in Rapid City is about $1,109/month (affordable). At $1,109/month for a typical unit, you need about $39,924+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $299,400.
Median household income is $70,870, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($70,870) clears the $39,924 comfort line for that rent.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Average temperature is about 60°F (highs near 71°F, lows near 49°F).
You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.
Who tends to thrive in Rapid City: (1) Renters who want $1,109/month housing without coastal prices (comfort income is about $39,924) (2) Households earning $39,924+ who can clear the 3× rent rule at $1,109/month (3) Movers with a locked job offer in Rapid City who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing
Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 40/100) (2) Households expecting top marks on rent and safety at once (Rapid City does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing
Income sniff test: clear about $39,924 household income for $1,109/month rent. Under that, pick a cheaper ZIP or a different city.
Rapid City scores 40/100 on safety with $1,109/month typical rent. Run the numbers against your income before committing.
Next steps
Quotes and listings for Rapid City when you're ready to act.
Relocation deep-dive
True ownership costs, insurance hazards, and commute math for Rapid City.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$2,078
Mortgage + tax + insurance + HOA
Annual property tax
$4,341
Annual est. $5,580
Est. monthly utilities
$469
Climate-adjusted electric, gas & water
Median home price
$299,400
ACS 2024 5-year
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$1,514
Property tax
$362
Insurance
$107
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$3,973/yr
2024
1.37%
$4,092/yr
2025
1.41%
$4,215/yr
2026
1.45%
$4,341/yr
Buying in Rapid City? See current mortgage rates in minutes.
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
20 (100 = avg)
low exposureEst. annual homeowners insurance
$1,283/yr
moderate exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,283.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from Rapid City to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo