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El Paso, TX

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US location · verified

Neighborhood intelligence

Your El Paso relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for El Paso.

Median rent

$1,073/mo

ACS 2024 5-year

Median household income

$59,745

ACS 2024 5-year

Median home value

$184,500

ACS 2024 5-year

Safety score

66/100

FBI CDE

Weather

74°F (H 80° / L 68°)

Open-Meteo

Buying in El Paso? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

66/100

FBI CDE

Typical urban safety profile — 18% below average FBI data, 2023–2024

Good

Noise Level

47 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 74°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 81 (100 = avg)

Good / Low Pollen

Side-by-side

Compare El Paso to other cities

See how El Paso stacks up on rent, safety, and weather.

Neighborhood guide

Living in El Paso TX

El Paso is one of the more affordable options in its region at $1,073/month typical rent. Safety scores 66/100.

El Paso has about 680,130 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is El Paso TX Safe?

El Paso TX scores 66/100 on safety (about average). Crime is about 18% below the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.

Detail: overall crime index 82 (100 = avg); violent crime index 84; property crime index 80. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in El Paso TX

School quality varies by neighborhood in El Paso. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in El Paso TX

Typical rent in El Paso is about $1,073/month (affordable). At $1,073/month for a typical unit, you need about $38,628+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $184,500.

Median household income is $59,745, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($59,745) clears the $38,628 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in El Paso TX

Average temperature is about 74°F (highs near 80°F, lows near 68°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Who Should Move to El Paso TX?

Who tends to thrive in El Paso: (1) Renters who want $1,073/month housing without coastal prices (comfort income is about $38,628) (2) Households earning $38,628+ who can clear the 3× rent rule at $1,073/month (3) Movers with a locked job offer in El Paso who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 66/100) (2) Households expecting top marks on rent and safety at once (El Paso does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $38,628 household income for $1,073/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

El Paso holds up well on the core metrics we publish. Safety at 66/100 makes it a reasonable choice for households who can manage $1,073/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for El Paso when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for El Paso.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$1,317

Mortgage + tax + insurance + HOA

Annual property tax

$2,675

Annual est. $5,580

Est. monthly utilities

$399

Climate-adjusted electric, gas & water

Median home price

$184,500

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$166k
2022
$170k
2023
$175k
2024
$180k
2025
$185k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$244/mo vs buying
$1,073ACS 2024 5-year
Rent
$1,317
Buy

Mortgage

$933

Property tax

$223

Insurance

$66

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$2,448/yr

2024

1.37%

$2,521/yr

2025

1.41%

$2,597/yr

2026

1.45%

$2,675/yr

Buying in El Paso? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

92 (100 = avg)

moderate exposure

Est. annual homeowners insurance

$791/yr

moderate exposure
Wind hazard index81 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 74°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $791.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from El Paso to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo