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Oakland, CA

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US location · verified

Neighborhood intelligence

Your Oakland relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Oakland.

Median rent

$1,979/mo

ACS 2024 5-year

Median household income

$101,600

ACS 2024 5-year

Median home value

$929,900

ACS 2024 5-year

Safety score

6/100

FBI CDE

Weather

72°F (H 85° / L 59°)

Open-Meteo

Buying in Oakland? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

6/100

FBI CDE

Worth extra due diligence — 488% above average FBI data, 2023–2024

Below Average

Noise Level

37 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 72°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 51 (100 = avg)

Good / Low Pollen

Side-by-side

Compare Oakland to other cities

See how Oakland stacks up on rent, safety, and weather.

Neighborhood guide

Living in Oakland CA

Oakland has genuinely comfortable weather: 72°F average with 85°F highs. Combined with $1,979/month rent and 6/100 safety, it makes a strong case for the right mover.

Oakland has about 439,418 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Oakland CA Safe?

Oakland CA scores 6/100 on safety (well below average). Crime is about 488% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 588 (100 = avg); violent crime index 732; property crime index 444. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Oakland CA

School quality varies by neighborhood in Oakland. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Oakland CA

Typical rent in Oakland is about $1,979/month (on the high side). At $1,979/month for a typical unit, you need about $71,244+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $929,900.

Median household income is $101,600, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($101,600) clears the $71,244 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Oakland CA

Average temperature is about 72°F (highs near 85°F, lows near 59°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Who Should Move to Oakland CA?

Who tends to thrive in Oakland: (1) Dual-income households (at $1,979/month, the rent math works much better with two salaries) (2) Tech and finance workers (the job market is real and local pay near $101,600 helps carry housing costs) (3) Households earning $71,244+ who can clear the 3× rent rule at $1,979/month (4) Movers with a locked job offer in Oakland who already priced rent and commute

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 6/100) (2) Single earners under $70k (the rent-to-income ratio is tight at $1,979/month) (3) Anyone stretching past 40% of take-home on housing at $1,979/month

Income sniff test: clear about $71,244 household income for $1,979/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Moving to Oakland requires serious research first. Safety scores 6/100 which is significantly below average. If you have a specific reason to be here that justifies the tradeoff, go in with eyes open on neighborhood selection.

Next steps

Tools for your move

Quotes and listings for Oakland when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Oakland.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$6,253

Mortgage + tax + insurance + HOA

Annual property tax

$13,484

Annual est. $5,580

Est. monthly utilities

$1,458

Climate-adjusted electric, gas & water

Median home price

$929,900

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$836k
2022
$859k
2023
$882k
2024
$906k
2025
$930k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$4,274/mo vs buying
$1,979ACS 2024 5-year
Rent
$6,253
Buy

Mortgage

$4,702

Property tax

$1,124

Insurance

$332

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$12,340/yr

2024

1.37%

$12,710/yr

2025

1.41%

$13,091/yr

2026

1.45%

$13,484/yr

Buying in Oakland? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$3,985/yr

elevated exposure
Wind hazard index51 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 72°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $3,985.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Oakland to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo